At Basin Wealth, we believe wealth management and tax strategy go hand in hand—like peanut butter and chocolate, just better together.
Our approach to your wealth is built around evidence-based investing and comprehensive tax management to help you keep more of what you earn. And yes, that means we handle everything from tax-efficient investments to full-on tax preparation.
Evidence-Based Investing: Smarter, Simpler, Proven
We don’t gamble with your financial future. Instead of chasing the next hot stock or timing the market, we rely on evidence-based investing—a straightforward, research-backed strategy that generates higher expected returns over time. Think of it as investing intelligently: low-fee, globally diversified ETFs (Exchange-Traded Funds) that spread your risk and minimize costs.
No guesswork, no hype—just data-driven decisions that help you reach your long-term goals.
Why Evidence-Based Investing
Research from Standard & Poors (the SPIVA Reports) demonstrates that, in the long run, broad diversification and low fees often outperform high-cost, actively managed funds.
Evidence based investing focuses on capturing the returns of the entire market rather than taking concentrated bets on individual stocks. It’s about long-term stability, not quick wins, and how we help maximize the possibility of reaching your financial goals.
Why Tax Management is the Bedrock of Financial Planning
Integrated tax management ensures tax efficiency is built into your financial plan from the outset rather than last-minute efforts to secure deductions during tax season.
Effective tax management is critical in every aspect of your financial plan. Here are some examples:
Roth IRA Conversion: Converting a traditional IRA to a Roth IRA can be beneficial if you expect to be in a higher tax bracket in retirement. You pay taxes on the converted amount now, but qualified withdrawals in retirement are tax-free.
Using Health Savings Accounts (HSAs): HSAs offer a triple tax advantage: contributions are tax-deductible, growth is tax-free, and withdrawals for qualified medical expenses are tax-free.
Investing in Municipal Bonds: The interest earned on municipal bonds is usually exempt from federal income tax and may also be exempt from state taxes if issued in your home state.
Timing the Sale of Investments: Strategically timing when to sell investments can minimize the tax impact, like holding investments for over a year to benefit from long-term capital gains rates.
Charitable Contributions: Donating appreciated stocks instead of cash allows you to avoid paying capital gains tax while also receiving a charitable deduction for the full market value of the stock.
Utilizing 529 Plans: Contributions to a 529 college savings plan may provide state tax deductions or credits, and the account grows tax-free if used for qualified education expenses.
Tax-Deferred Annuities: Investing in annuities allows your investment to grow without immediate tax implications until you withdraw funds, which can benefit retirement planning.
Maximizing Deductions: Keeping track of all eligible expenses and deductions, like mortgage interest, property taxes, and medical expenses, can help lower your taxable income.
At Basin Wealth, our investment advice is informed by our tax expertise.
A coordinated approach to managing your investments and your taxes
Most financial firms separate investment management from tax planning and preparation. We don’t.
At Basin Wealth Management, we treat your portfolio and your tax situation as one system. That allows us to make better decisions, avoid unnecessary costs, and respond in real time as your situation changes.
Investment management
We manage portfolios with a focus on long-term outcomes, risk management, and cost efficiency.
Every decision is made with full awareness of tax implications, not in isolation.
Integrated tax strategy, preparation, and filing
Tax planning is not a once-a-year exercise. It is an ongoing process that directly impacts investment results.
We incorporate tax strategy into portfolio management throughout the year and handle tax preparation and filing as part of the same engagement.
Advanced planning
For clients with more complex needs, we provide additional planning support, including coordination with other professionals when appropriate.
These services are always aligned with your investment and tax strategy.
One Team, One Plan
At Basin Wealth, your investment advisor is your tax planner. We speak both languages and seamlessly integrate investment management with proactive tax planning.
You’ll save time, reduce stress and avoid miscommunications arising when different professionals coordinate with each other.
That’s your tax savvy advantage.
